Decriminalising Section 138, Negotiable Instruments Act: A half-baked solutionhttps://latest.thedailyguardian.com/legally-speaking/decriminalising-section-138-negotiable-instruments-act-a-half-baked-solution/July 8, 2020, 5:56 amhttps://latest.thedailyguardian.com/wp-content/uploads/2020/07/l2.pngLegally SpeakingDecriminalising Section 138 without a robust individual insolvency and bankruptcy regime or without any substitute for the creditors would further add to the miseries of the Indian credit market.