<?xml version="1.0" encoding="UTF-8"?><feed><author name="Dr. Prashant Kumar and Dr. Madhulika Mishra"><item><title>Unified Pension Scheme: Smart compromise or slippery slope back to fiscal irresponsibility?</title><link>https://latest.thedailyguardian.com/opinion/unified-pension-scheme-smart-compromise-or-slippery-slope-back-to-fiscal-irresponsibility/</link><pubDate>September 21, 2024, 4:06 am</pubDate><image>https://latest.thedailyguardian.com/wp-content/uploads/2024/09/nps.jpg</image><category>Opinion</category><excerpt>The present regime’s introduction of the Unified Pension Scheme (UPS) in August 2024 has generated a mix of praise and criticism. As a hybrid between the Old Pension Scheme (OPS) and the New Pension Scheme (NPS), the UPS attempts to balance the de...</excerpt></item></author></feed>