<?xml version="1.0" encoding="UTF-8"?><feed><author name="Dr Benazir Patil"><item><title>Cashless economy: is it worth embracing?</title><link>https://latest.thedailyguardian.com/opinion/cashless-economy-is-it-worth-embracing/</link><pubDate>February 22, 2025, 2:07 am</pubDate><image>https://latest.thedailyguardian.com/wp-content/uploads/2025/02/Cashless-economy.webp</image><category>Opinion</category><excerpt>With the rise of UPI, digital wallets, and even cryptocurrencies, cash transactions are slowly becoming a relic of the past.</excerpt></item></author></feed>